Hiring a Real Estate Attorney

    




    


The decision to involve an attorney in your real estate transaction depends upon your personal requirements. One of your real estate agent?s responsibilities is to advise you in the process of addressing your personal needs and helping you to achieve them.
Choosing an attorney to advise you can be an asset from the moment the first offer is made until the time of closing, or as a way to request assistance as needed throughout the process of the real estate transaction. Attorneys can assist with things such as title issues, preparation or review of the deed, counsel regarding how to take title, zoning ordinances, lien issues, and closing assistance.
If you are considering a complex transaction, then you may be wondering how to go about finding the right real estate attorney for your needs. A few recommendations would be to ask your real estate agent, ask family and friends, call the local Bar Association, conduct telephone interviews, and request a written list of references.
Keep a written record of each attorney that you interview, and rate each potential candidate according to their skills, effectiveness and fees. Note whether they charge a flat fee or by the hour.
Of course, having a good agent that offers assistance in those aspects of real estate transactions is the best way to meet your legal needs. Always consult your agent before making any decisions in choosing a real estate attorney.

About The Author

Michael Williams is a licensed real estate agent serving the metro Phoenix, Arizona area. To find residential property listings in Phoenix, or to sell your Phoenix home, visit his real estate website at http://www.coolazproperties.com.

    

    

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Helpful Tips for Lawsuit Loan Brokers

    




    

The world of a lawsuit loan broker is often turbulent due to a cyclical industry, inconsistent litigation financing companies, and the struggle to weigh advertising expenditures vs. the resulting leads. You (litigation broker) must not only survive but must flourish during active times of the year in order to be able to survive the downtimes. First of all, let me quickly define what is a lawsuit loan and a lawsuit loan broker:
Lawsuit loan: A cash advance based upon the merits of a lawsuit that provides a plaintiff with sufficient funding to reach the conclusion of the case when the plaintiff will receive his/her fair share of the settlement or verdict. Lawsuit loans are not based on a plaintiff?s prior credit or bankruptcy status. Lawsuit financing companies give non-recourse funding to plaintiffs thus requiring the plaintiff to pay back the advance and fees/interest only upon a favorable decision in the case. If the case is lost then the cash advance is kept by the plaintiff with no obligation. Therefore, a lawsuit loan is not a true ?loan? but rather a pre-settlement cash advance also know as: litigation funding, litigation finance, litigation loan, lawsuit funding, lawsuit cash advance, case loan, case cash advance, plaintiff cash advance, litigant funding, pre-settlement loan, and pre-settlement lending.
Lawsuit loan broker: A person who seeks funding for their client (plaintiff) who is in need of a lawsuit loan. Lawsuit loan brokers are also known as: litigation funding broker, litigation finance broker, litigation loan broker, lawsuit funding broker, lawsuit cash advance broker, case loan broker, case cash advance broker, plaintiff cash advance broker, litigant funding broker, pre-settlement loan broker, and pre-settlement lending broker. There are no barriers to entry so anyone can become a litigat ion broker.
The following are tips to help you succeed in this challenging industry:
1) Research the industry nuances
The litigation financing industry is a cyclical industry. There is heavy volume during the November and December months as plaintiffs find themselves in need of money to pay for increased utility bills and increased credit card bills due to the upcoming holidays. Then there is a slowdown that starts around the middle of January and continues until April when it levels-off. You should keep this in mind when marketing and advertising because advertising dollars can be spent more wisely if they are spen t during certain times of the year.
2) Understand your clients
You must understand plaintiffs? situations in order to properly help them. These are people who many times have been seriously injured, cannot work, and have mounting bills that they cannot pay. They have already found themselves asking for help in the way of hiring an attorney and bringing suit against another party. Now, they are again asking someone for help since their wait for any settlement money is usually months if not years away. If you understand your clients? situations then you will be r ewarded in terms of helping them find much needed funding but also in the way of future business. The percentage of repeat lawsuit loan applicants is high therefore the chances are good that your client will be calling you again or they will pass your information to a friend who may need your help.
3) Understand your funding sources
You may have a solid rapport with all of your clients (plaintiffs) but how well do you understand the litigation financing companies that you use? Do you know the states and/or case types that litigation financing companies specialize? If not then the lawsuit loan can take days or even weeks longer than it should to get an answer from the funding company. Do you know that some litigation financing companies reserve the right to broker lawsuit loans that you originally sent to them for funding? You s hould do the following, either research every litigation financing company in the industry (~60 plus) or you should use The Funding Exchange (www.TheFundingExchange.com). The Funding Exchange is the front-end to many of these litigation financing companies and it allows you to submit one lawsuit loan application. The Funding Exchange?s rules engine analyzes the application and it assigns it to the most appropriate litigation financing companies i n the industry. The Funding Exchange also allows you to set your own brokerage commission so you are not locked-in to low brokerage commissions.
4) Start with a small advertising budget
The biggest mistake that new lawsuit loan brokers make is that they overspend on advertising immediately. New lawsuit loan brokers are so excited to start in this new industry that they spend big advertising dollars initially and end up spending too much in the wrong places and end up in a hole. Start small and start advertising in different mediums such as: local newspapers, local radio stations, local personal injury attorneys, etc. There is no right or wrong place to advertise but you should defin itely start small to see what works and then expand your budget accordingly.

About The Author

Tony Perkins is the founder and president of The Funding Exchange which connects the top lawsuit lending companies in the country to lawsuit loan brokers searching for funding for their clients. The Funding Exchange is not a lawsuit lending company but rather it is an independent 3rd party company that routes a high volume of broker applications every day to its network of lawsuit lending companies.

    

    

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Health and Safety

    




    


Health and safety culture is often seen as an obstacle to making money. However, by doing nothing each business is taking a major risk in leaving its assets exposed to other third parties. By making a reasonable investment each year, you can protect your hard won assets.
Ask yourself this
Is the business covered?
Do I know everything I should?
Do I have Asbestos in my building (Asbestos dust the silent killer)
What affects the business and employees?
Is my business service user-friendly to persons with disabilities?
Would I be prepared to let the company be ?named and shamed? through failings that could easily be avoided?
Central Safety Consultancy Services Limited (CSCS) is a customer-focused organisation providing a range of services designed to assist clients fulfil their duties under current legislation.
We would anticipate that our fee proposals will not be matched by any other provider offering a similar service. However, we would suggest that our fee is not of prime importance when considering our appointment.
What is important is that your organisation recieves quality advice on becoming compliant with health and safety legislation.
We take pride in the fact that for many of the projects for which we have been commissioned we have been able to use our knowledge and expertise to enable organisations achieve their strategic goals whether that would be legal compliance or best practice but more importantly help to achieve them..
Simply put - sensible advice at sensible cost.
Do yourself a favour. Resolve today that before this year ends you will get you health and safety checked. Ensure you are on the right side of the law.
Why delay? For a review of your present health and safety performance, contact CSCS for your FREE, no obligation initial health and safety survey.
Whatever your safety requirements, we are always on hand to answer any query you may have.
If you require any further information on health and safety issues why not send email to info@centralsafetyconsultancy.co.uk and one of our team will contact you shortly.
www.centralsafetyconsultancy.co.uk

About The Author

David Cant is Qualified Health and Safety consultant who owns his own consultancy practice Central Safety consultancy Service Limited operating throughtout the UK. if you have any questions regarding health and safety you can drop him an email if you so wish at david@centralsafetyconsultancy.co.uk.
    

    

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Going To Court To Beat A Speeding Ticket

    




    


So you find yourself with a slip of paper that contains both a dollar amount and a date. It's the dreaded speeding ticket. You look at it and realize that you have two choices. You can pay the fine and subject yourself to the possibility of higher insurance premiums or you can plead "not guilty" and appear in court.
Depending on how fast you were going over the legal, posted speed limit, it might be wise to consult with a traffic ticket specialist. However, many people are ticketed when their speed is over the limit, but not dramatically. These people would do well to save the money associated with an expert and take the matter into their own hands.
It seems daunting to imagine going into court without a lawyer or someone familiar with the ins and outs of speeding tickets. All the average citizen needs to do is research traffic laws and come prepared with whatever materials they feel will help them fight the citation.
It's important to note that when you do have a court appearance often the officer who issued the ticket will be there to testify as well. If you admitted speeding to him or her, your defense becomes that much more difficult. Admitting guilt of speeding is accepting the guilt. If you've done that your best remedy will probably be to pay the fine. You could try and explain your speeding a couple of different ways. One is that you have to increase your speed because of someone else's careless driving. For instance, if someone is right behind you driving fast and you become concerned that they are going to hit you, you might increase your speed to avoid that. This defense is probably not going to work but if it what happened, than sharing it with the judge is important. Another could be road conditions. If there was something on the road, you might have sped up to pass it, or to avoid it. Again, this is difficult to prove and a judge might be skeptical.
If you weren't able to see the posted speed because the sign was either covered by some foliage or perhaps knocked over, there are important steps you need to take before you go to court. As soon as possible after you have been ticketed, you need to take pictures of the sign in the same condition you saw it in. It's crucial that this be done quickly. Having that type of evidence to show the judge, will allow him or her to see that although you were going over the posted limit, not having knowledge of th at limit might have played a role in your infraction.
Taking the issue of your speeding ticket to court involves being prepared. Bring any notes or pictures that you have taken since that day. Be ready to take the witness stand and tell the truth in regard to what transpired when you received your speeding ticket. Also, be of the mind that although you've put time and effort into your own defense, you might still have to pay the fine as it was administered to you initially.

About The Author

Brandon C. Hall maintains (www.freeinfoblog.com) which contains many articles and resources on beating speeding tickets at (www.freeinfoblog.com/category/speeding-tickets). There is also information on dozens of other topics.

    

    

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